Okanagan Help4Biz - Access to Professional Legal Services
LegalShield Personal Plans

LegalShield Personal Plans



LegalShield Identity Theft Plan graphic


LegalShield Identity Theft Plan


Plan Details


  • Expedited Consumer Credit Disclosure
  • Credit Request
  • Identity Restoration Services
  • Identity Consultation
  • ...and more

Expedited Consumer Credit Disclosure

  • Receive a copy of your current consumer credit disclosure and we'll help you obtain it at no extra charge.

Credit Request

  • By ordering your consumer credit disclosure regularly, you will be actively involved in helping to monitor your own credit information. You can request an up-to-date consumer credit disclosure anytime you want, just complete and mail the forms we provide. Your credit file will be provided to you free of charge by the credit bureau as required by provincial credit reporting legislation.

Identity Restoration Services

  • The experts in identity theft restoration will step in and take over the restoration process for you, should you face an identity theft issue. They will customize the solution and work on your behalf to correct identity theft issues with affected agencies and institutions.
  • Fraud alert notifications will be sent on your behalf to both credit bureaus.
  • Fraud Investigators will work with credit card companies, financial institutions, utility companies, collection agencies, and other organizations that may be affected.

Identity Theft Service Exclusions

  • Legal Remedy
    Any Stolen Identity Event where the victim is unwilling to prosecute the person who caused the victim to suffer the fraud or its consequences.
  • Dishonest Acts
    Any dishonest, criminal, malicious or fraudulent acts, if the Member(s) that suffered the fraud personally participated in, directed or had knowledge of such acts.
  • Financial Loss
    Membership Services do not cover any financial losses attributed to the Stolen Identity Event, including but not limited to, money stolen from a wallet, unauthorized purchases of retail goods or services online, by phone, mail or direct.
  • Pre-existing Stolen Identity Event Limitations
    If either the victim had knowledge of, or reasonably should have had knowledge of, the pre-existing Stolen Identity Event based on information provided to them prior to enrollment in the program.
  • Business
    A covered Stolen Identity Event does not include the theft or unauthorized or illegal use of their business name, DBA or any other method of identifying their business activity.

Identity theft services provided by Kroll. The world's leading risk consulting company with almost 40 years of experience in security and risk mitigation.


Rae Stonehouse 250-451-6564  info@okanaganhelp4biz.ca


To learn more about LegalShield Plans and to Buy Now, visit www.raeok.cawww.raeok.ca



Legal Shield Legal Plan


Personal Legal Plans

Get peace of mind from top quality legal products and services for yourself and your family. With a LegalShield Legal Plan a qualified attorney will be there to assist you on an unlimited number of personal legal issues.


Unlimited topics, personal or business even on pre-existing conditions

24/7 Emergency Assistance

After-hours legal consultation for covered legal emergencies such as: if you're arrested or detained, if you're seriously injured, if you're served with a warrant, or if the state tries to take your child(ren).

Letters and Phone Calls on Your Behalf

  • Available at the discretion of your Provider Lawyer
  • Unlimited personal topics, two business topics year (one per non-related matter)

Legal Document Review (up to 10 pages each)

  • Contracts/documents up to 10 pages each
  • Unlimited personal topics, one business per year

Standard Will Preparation

  • Standard Will with yearly reviews/updates
  • Available to covered family members for $30
  • Other documents available: Powers of Attorney for Personal Care and Property

Note:If the Provider Law Firm arranges for Wills and Powers of Attorney to be executed at another law firm, the fee is $50 for named member, and $50 for covered family members who get theirs executed at the same time. Otherwise $75 per person. Yearly reviews/updates follow same fee schedule as initial Wills and Powers of Attorney.

Warranty Assistance

Assistance (letter or phone call on your behalf) regarding written or implied warranties on goods you have purchased or leased

Lease Agreement Review

For your primary residence before you sign

Help Contacting Government Agencies

Debt Collection Assistance

A phone call or letter on your behalf to help recover any outstanding debt owed to you.

Tenant Legal Advice

  • Lease of property for personal use
  • Problems arising with your landlord's failure to provide proper and necessary services to you

Small Claims Court Advice

Your Provider Law Firm will discuss your case with you and provide advice on preparing your case.

Social Assistance Legal Advice

Estate Settlement Advice

For questions regarding the settlement of an estate you have a direct interest in

Consumer Protection Benefits

Letters/phone calls on your behalf to a third party, related to the lease or purchase of goods or services.

Your LegalShield Family Plan Covers:

  • The member
  • The member's spouse
  • Never-married dependent children under 21 living at home
  • Dependent children under age 18 for whom the member is legal guardian
  • Full-time college students up to age 23; never married, dependent children
  • Physically or mentally challenged children living at home

Additional Information: Fines, court costs, penalties, expert witness fees, bonds, bail bonds, and any out-of-pocket expenses are your responsibility and are not part of your membership fees and/or benefits. Emergency services are subject to conditions imposed by the detaining/questioning authority.

25% off additional legal services:You may continue to use your Provider Law Firm for legal situations that extend beyond plan coverage. The additional services are 25% off the standard hourly rate. You will receive a 33.3% discount from the standard hourly rate for representation should you need legal services that must be performed outside of a lawyer's office. Hourly rates for Provider Firms and court appearances may vary. A retainer fee will be required for services under this benefit.

This is a general overview of your legal plan coverage for illustration purposes only. See a plan contract for complete terms, coverage, amounts, conditions and exclusions.

Please note, class actions, interventions or amicus curiae filings in which you are a part or potential part are not covered by the LegalShield membership.

LegalShield provides access to legal services offered by a network of provider law firms to LegalShield members through membership based participation. Neither LegalShield nor its officers, employees or sales associates directly or indirectly provide legal services, representation or advice.

Rae Stonehouse 250-451-6564  info@okanaganhelp4biz.ca

To learn more about LegalShield Plans and to Buy Now, visit www.raeok.ca www.raeok.ca





Okanagan Help4biz: Helping your business grow


Access to Professional Legal Services

Okanagan Help4Biz



Have you ever avoided making a legal decision in your business due to the high cost of legal expenses?


Would you consider consulting with a lawyer in these instances?


  • Hiring/terminating employees
  • Leasing equipment
  • Joint ventures
  • Bankruptcy
  • Municipal zoning
  • Verbal contracts
  • Incorporating your business
  • Small Claims court
  • Landlord/tenant issues
  • Intellectual property protection
  • Workers Compensation issues
  • Bad cheque recovery
  • Customer complaints
  • Creditor harassment
  • Debt collection
  • Identity theft protection


Well you should … and you can do so affordably! Let us show you how. 

      Do you really understand the fine print when you sign a contract. We can help!


Have you ever struggled finding professional advice when you needed it to make a business decision?


Friends & relatives aren't the best advisors when it is your business on the line.

Small businesses have the same problems that big businesses do. You can bet that they have a team of lawyers and business consultants to advise them. You can too! And at a fraction of what they pay.


Have a lawyer go over contracts or documents before you sign them, assist with collections and so much more. Enroll today and coverage starts today!

We have plans to meet the needs of the home-based business and larger businesses with 100 or less employees.


Here's a quick overview of our LegalShield coverage plan.




Click on the links below to learn more about our specific Business Plans.


Home-Based Business Rider (available for home-based businesses as an add-on to the Personal Legal Plan)

Small Biz 10 (for businesses with 10 or less employees)

Small Biz 50 (for businesses with 50 or less employees)

Small Biz 100 (for businesses with 100 or less employees)


At Okanagan Help4Biz we are Independent Legal Services Brokers offering LegalShield.LegalShield.


Contact us to find out how our lawyers can become your lawyers. 

Rae Stonehouse 250-451-6564  info@okanaganhelp4biz.ca 


Okanagan Help4Biz: Your Business Solutions Resource